Fresno County

Housing Programs
   

Fresno County offers a wide array of housing programs to residents of the unincorporated County and participating cities, including Selma. According to the County Department of Public Works and Planning, "the primary goals of the County's Housing Programs are to increase the supply of new housing, and to improve the condition of existing housing for families whose incomes are no more than 80% of Fresno County median" (Fresno County, July 2008). Click here for the County's income limits. The County's programs (also listed on the County's website) include the following:

First Time Homebuyer Assistance Program (HAP)

This program offers no-interest loans of up to 20% of a home's sale price to income-qualifying first-time home buyers. The buyer must contribute at least 1.5% of the sale price and must purchase the house as their primary residence.

Housing Assistance Rehabilitation Program (HARP)

This program provides no-interest loans to income-qualifying households for moderate to substantial home reconstruction/rehabilitation projects. Code deficiencies, as well as owner-requested non-luxury improvements, are addressed. HARP loans are funded by various federal and state agencies and are specifically designed to assist low-income families make such improvements.

Rental Rehabilitation Program (RRP)

This program offers zero-interest loans to repair rentals in unincorporated areas and participating cities, including Selma. Loans cover the entire cost of rehabilitation and are repaid over twenty years. The project must also meet the following guidelines:

  • The project must have a positive monthly cash flow, including the County RRP loan

  • Code deficiencies must be corrected

  • Tenants must have incomes at 60% of median if the project is located in a participating city or 80% if located in an unincorporated area
     
 
   

 

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